Privacy Policy
Duran Home Lending is a marketing name used by Emmaneuel Duran, a licensed mortgage loan originator who operates as an independent contractor under Garza Lending Team Inc., d/b/a Dream House Lending. All mortgage loans are arranged and funded through Dream House Lending. This privacy policy explains how client information is collected, used, and protected in compliance with federal guidelines.

Information We Collect

We collect nonpublic personal information about you that is provided to us by you or obtained with your authorization or consent. This includes:

  • Information you provide on applications or other forms

  • Information about your transactions with us, our affiliates, or others

  • Information we receive from consumer reporting agencies

Information We Share

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law or as expressly authorized by the client.

You do not need to take any action to "opt out" of information sharing, as we do not share this information except as allowed by law.

Data will not be shared with third parties for marketing or promotional purposes.

Protecting Customer Information

We restrict access to your nonpublic personal information to those employees and authorized parties who need it to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your information.

Annual Notification and Policy Updates

We provide our current clients with a copy of this Privacy Policy annually. We reserve the right to update or amend this policy at any time. If any material changes are made, we will issue a revised Privacy Notice before the changes take effect.

Business Affiliation Disclosure

Duran Home Lending is independently owned and operated by Emmaneuel Duran, a licensed mortgage loan originator. All loans are arranged and processed through Garza Lending Team Inc., d/b/a Dream House Lending, a licensed mortgage company.

Contact Us

If you have any questions or concerns regarding this Privacy Policy or your personal information, please contact our office directly.